Our insurance practice offers a comprehensive range of services, including regulatory, commercial, coverage, dispute resolution and claims. Our attorneys understand the insurance industry as well as the legal issues arising from the insurance business. We offer legal services involving coverage opinions; declaratory judgment actions; and Insurance Commission complaints; litigation and appeal. We handle insurance issues involving policies regarding commercial property, commercial transportation, commercial general liability (“CGL”), environmental, homeowners, personal automobile, professional liability, and others.
We also represent the insurance industry in matters involving questions of coverage and defense of claims, including allegations of bad faith asserted under the Unfair Trade Practices Act (“UTPA”), which often arise from: allegations of failure to settle; untimely or insufficient offers of settlement; unfair claims practices; misrepresentations of coverage; failure to defend; failure to properly investigate a claim; inadequate investigation of a claim; and other violations of the insurance regulations. Our experienced lawyers also provide avoidance and risk management counseling to insurance company clients.
Our attorneys possess the knowledge and experience needed to evaluate the exposure of each claim quickly and accurately. We communicate our assessment clearly, concisely, and perhaps most importantly, with complete candor to our clients, so we can plan a litigation strategy. We also make certain that all parties are honestly informed of both the potential exposure and the cost of defense so that, together, we can make an intelligent and informed decision about a quick disposition or a thorough defense.