Insurance Coverage & Bad Faith
Our insurance coverage and bad faith attorneys have extensive experience in the complex insurance coverage area. We offer legal services involving coverage opinions; declaratory judgment actions; and Insurance Commission complaints; litigation and appeal. We handle insurance issues involving policies regarding commercial property, commercial transportation, commercial general liability (“CGL”), environmental, homeowners, personal automobile, professional liability, and others.
We also represent the insurance industry in matters involving questions of coverage and defense of claims, including allegations of bad faith asserted under the Unfair Trade Practices Act (“UTPA”), which often arise from: allegations of failure to settle; untimely or insufficient offers of settlement; unfair claims practices; misrepresentations of coverage; failure to defend; failure to properly investigate a claim; inadequate investigation of a claim; and other violations of the insurance regulations. Our experienced lawyers also provide avoidance and risk management counseling to insurance company clients.
Our attorneys possess the knowledge and experience needed to evaluate the exposure of each claim quickly and accurately. We communicate our assessment clearly, concisely and, perhaps most importantly, with complete candor to our clients so we can plan a litigation strategy. We also make certain that all parties are honestly informed of both the potential exposure and the cost of defense so that, together, we can make an intelligent and informed decision about a quick disposition or a thorough defense.
Litigation and trial experience is essential to achieving successful results, whether in the courtroom or during negotiations. Our practice of timely and forthright communication with each client has been important in maintaining client satisfaction. In addition, our firm provides proactive services to clients in the industry, making regular presentations on current insurance defense issues to insurance professionals. With this comprehensive approach, we are able to fulfill our commitment to our clients as advisors, counselors, and litigators who help insurers and insureds operate with security and peace of mind.